Pennsylvania Auto Insurance

Pennsylvania auto insurance is required for everyone driving on PA state roads and highways. The type of auto insurance required by the state is referred to as liability insurance. This type of insurance does not cover your own damages, etc… just your liability to others (should you incur any).

What this means is that ALL motorists driving in the state must carry PA state specific liability auto insurance or else they are in violation of the law. The repercussions of being in violation of the law are pretty severe (we’ve listed them for you below).

Pennsylvania Auto Insurance Requirements

The actual auto liability requirements are as follows:

Bodily Injury:

$15,000 per person per accident. This amount is meant to cover death or injury of any (1) person in any (1) accident.
$30,000 for all persons in any (1) accident. This amount is meant to cover all persons in any one accident.

Property Damage:

$5,000 for property damage. This is damage to another persons property not your own.

Failure To Carry Pennsylvania Auto Insurance Required By The State

Should you be found to be in violation of the requirement to maintain the appropriate liability auto insurance required by the state of Pennsylvania you can expect the following penalties;

Vehicle could be tagged as a no drive vehicle… meaning it is not allowed to be driven on Pennsylvania’s public roads (by you or anyone).
Your PA drivers license could be suspended for 3 months if you fail to show proof of the minimum requirements for auto insurance. To reinstate your drivers license you’ll have to pay a reinstatement fee ($50).
Registration suspended (fee to reinstate).
Fines and fees. You’re registration will be suspended and you’ll have to pay a $50 fee to reinstate it. Also, as a penalty for not carrying the required liability auto insurance PA will fine you another $300.

How Do I Get The Best Rate on Pennsylvania Auto Insurance?

Shopping for auto insurance in PA is luckily very competitive. That means there is a lot of competition amongst the insurance companies all fighting for your auto insurance business.

So the best way for you to get the best deal is to get as many free quotes as you can and simply compare them on terms and price. That’s what our site was set up to do… to make shopping for auto insurance safe, easy, and a time saver for you. Click on the links on this page to get auto insurance quotes from ALL of the insurance carriers with the state.