Arizona Auto Insurance
Arizona auto insurance is required by the state for all motorists driving on Arizona’s public roadways. You must show proof of financial responsibility before being allowed to register a vehicle in the state. The ‘proof’ can be in the form of an insurance card from your auto insurance company, cash or a certificate of deposit in the amount of $40,000, or a bond.
The auto insurance requirements only apply for bodily injury (liability) and property damage. It is highly recommended that you secure more insurance than the minimum requirements though. By using this site you’ll be able to check all available Arizona auto insurance policies offered given your driving history, age, and vehicle type- and it only takes a couple minutes to check them all!
Arizona Auto Insurance Minimum Requirements
Bodily Injury:
- $15,000 per person
- $30,000 per accident
Property Damage:
- $10,000 per accident
Getting The Cheapest Arizona Auto Insurance
To get the cheapest Arizona auto insurance there’s a few things you can do…
- Insure more than 1 vehicle with the auto insurance company.
- Non-smokers sometimes get discounts in Arizona.
- Safe vehicle discount for vehicles with airbags, automatic seat belts, and passive restraints.
- If you’re a student… good grades will get you a reduction on AZ auto insurance.
- Setting your insurance policy with a higher deductible. (disclaimer: you’ll want to be aware of the possible implications of this. Should you need to file a claim this could most certainly effect things depending on the amount of damage. Please consult the insurance company issuing the policy when deciding on your deductible).