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Low Cost Medical Insurance

Some say low cost medical insurance  is a thing of the past with rising costs and increasing unemployment rates.  Let’s take a look at the issue from an unbiased perspective…

Medical Insurance, Who Needs It?

Almost 47 million United States citizens are without health insurance according to the latest government data.  This accounts to nearly 16% of the United States population.  While as bad as these statistics are they don’t illustrate the fact that there was a sharp increase in the number of uninsured citizens (health insurnce) within the year 2006. 

This increase was concentrated in the working age adult class.  The percentage of working adults (aged 18 up until age 64) who did not have health coverage climbed from 19.7% within the year 2005 to 20.2% within the year 2006.  What that means is that close to 1.3 million full time workers were stripped of their health insurance in the year 2006.  That’s a huge number which means the momentum is increasing for people to go without health insurance.

Why is Health Insurance Coverage Shrinking?

A big part of the reason is due to unemployment.  Health insurance is offered through your job predominately; so when people lose their jobs they also lose their health insurance. 

Other than that tax laws also factor in to people losing their health insurance.  When the government changes the tax laws they make it either more difficult for a small company to offer health insurance to their employees or they can make it easier.  Lately it’s been getting tougher for small to medium sized businesses to offer health insurance to their employees.  That and the increase in health insurance premiums are a main reason why small companies can’t offer insurance to their employees.

So Where Can You Get Low Cost Medical Insurance?

Low cost medical insurance is still available even given all of those circumstances.  You just have to know where to look!  The internet now offers a great source of competition between health insurance providers that never existed before.  This new type of competition forces insurance companies to offer good rates rather than to try and get as much money from you as possible.  So to get low cost medical insurance you should comparison shop on the internet.

How To Get a Low Rate on Medical Insurance

As we were discussing above, you need to visit insurance comparison shopping sites and compare rates before you decide on a policy.  Here at Check Insurance Rates .org we’re a primary engine that compares health insurance in real time.  But don’t take our word for it… compare our rates here and also visit others and compare their rates as well.  We’re confident that you’ll find that no one has lower rates than us because we deal direct with local insurance agents and brokers rather than farming your quote out to another source (like most other insurance comparison sites do…).

There’s no risk, simply click the button above to check our health insurance rates and see what we can do for you.  You’ll be able to check all the rates in your local area and see what’s possible.  It’s free and there’s never any sort of obligation at all.  We think you’ll be very pleased.


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