Montana Auto Insurance
Montana auto insurance is required for all persons operating a motor vehicle on all public roadways within the state. The requirement is in place to ensure that all Montana motorists are protected while driving on the state’s public roadways. Proof is required if requested by an officer of the peace (according to the Montana auto insurance code) at any time.
Montana Auto Insurance Information
The required auto insurance is referred to as a ‘motor vehicle liability policy’ in the Montana auto insurance code. The state only requires motorists to carry liability insurance but it is strongly recommended that you carry more extensive coverage in order to fully cover yourself in the case of property damage/loss, medical bills, etc… including uninsured/ underinsured motorist bodily injury.
Montana’s auto insurance laws are written to follow a tort system which means that in case of an accident the state will need to determine fault. One person/party will be responsible for causing the accident and that person (or their insurance company) will be responsible for all damages and payments.
Montana Auto Insurance Requirements
MT has the following auto insurance requirements:
· $10,000 liability for injury and/or property damage of others (in any 1 accident).
· $25,000 liability for bodily injury or death of 1 person (in any 1 accident).
· $50,000 liability for bodily injury or death of 2 people (in any 1 accident).
Operating Without Liability Insurance in Montana
The penalties for driving without the proper MT auto insurance requirements are pretty tough and are considered a misdemeanor crime. Offenders can end up serving 10 days in county jail and face fines up to $500 dollars, not to mention serious points on your license (up to five points added as a penalty on your drivers license).
Montana Auto Insurance Cities
The major insurance carriers base their auto insurance rates in Montana out of these major areas/ cities in Montana:
· Great Falls
· Helena
· Bozeman
· Billings
· Butte
· Missoula
· Kalispell
· Havre
· Glasgow
· Lewiston
· Whitefish
· Big Sky
Save Money on Montana Auto Insurance
In order to save money on your auto insurance with the state of Montana it’s extremely important that you get auto insurance quotes from as many insurance carriers as possible. That’s what we’ve done for you here at Check Insurance Rates, we’ve made it possible for you to simply fill out 1 form and check auto insurance rates from every insurance company licensed to do business in MT!
Click the links above to get started comparing rates right away!