New York Auto Insurance
New York auto insurance is required of everyone driving within the state of New York as it relates to liability insurance for all NY motorists on all highways, freeways and public roads within the state. New York makes this a requirement to protect its citizens from uninsured motorists causing accidents and not having the protection to pay for the events of their own incident.
As far as insurance is concerned, New York is a no-fault state… meaning that the insurance company will pay for you no matter who was at fault. If you were in an accident, it does not matter who was at fault… if you have no-fault insurance your auto insurance company will pay for the bills.
New York Auto Insurance Minimum Requirements
In order to register your motorized vehicle in the state of New York you must have the following auto insurance requirements:
Bodily injury liability: $25,000 per person and $50,000 per accident for injury and $50,000 per person and $100,000 per accident for death.
Uninsured motorists coverage: $25,000 per person and $50,000 per accident for injury and $50,000 per person and $100,000 per accident for death.
Property damage liability: $10,000.
Basic no-fault: $50,000.
New York Auto Insurance Resources:
If you’re a driver in the state of New York then there are some minimum auto insurance requirements that you’ll have to keep up with… but if you’re a normal person those auto insurance requirements aren’t good enough… you want to get not only the New York mandated insurance but collision, property damage and medical bill payment options. It’s in your best interests so click around on our website and check insurance rates from all the providers in New York and get the best auto insurance rate in NY available to you!