Texas Auto Insurance
In the state of Texas, the law requires drivers to be able to pay for any accidents/damage that they cause. Most Texas drivers do this through liability auto insurance. In addition to liability insurance most drivers find that it’s worth it to provide additional coverages for themselves and their personal property.
Texas Auto Insurance Information
A Texas auto insurance policy is in essence a contract between you, the person looking for Texas auto insurance, and the insurance company. The insurance company is promising to pay in the event that you (the insured) suffer a loss named in the insurance policy whether it be to yourself or your personal property.
The monthly fee you pay the Texas auto insurance company is called the premium, and it is a part of the contract (required to keep the policy in effect).
Texas Insurance Coverge Requirements
- Liability: $20,000 for each injured person, up to a total of $40,000 per accident, and $15,000 for property damage per accident.
This basic coverage is most often referred to by insurance professionals as 20/40/15 coverage.
Texas Minimum Liability Insurance Increases April 1, 2008
- New Texas Liability Insurance requirements: $25,000 for each injured person, up to a total of $50,000 per accident, and $25,000 for property damage.
Shopping For Texas Auto Insurance
Shopping for Auto insurance in Texas shouldn’t be difficult. The most important thing you can do is to seek out auto insurance quotes from multiple insurance agents licensed to issue insurance in Texas. This is the only way to save money as getting quotes is free and you’ll be able to simply compare them and select the lowest price insurance policy that meets your needs.
To get a free Texas auto insurance quote from all major providers in Texas simply click here… it only takes a minute and a half!