Virginia Auto Insurance

Virginia auto insurance is required if you plan on driving your automobile on public roads and highways within the state of VA. Alternatively the state does provide a $500 uninsured motor vehicle fee option that will still allow you to legally register your vehicle and drive on the public highways and roads. It does NOT insure you or your vehicle in any way, and you will be personally liable for any monetary damages you cause on the roadways. The $500 fee is merely administrative.

Virginia Auto Insurance Requirements

The state requires all motorists to carry a minimum amount of liability auto insurance. The minimum requirements are listed below:

For 1 person- bodily injury or death $25,000
For 2 or more people- bodily injury or death $50,000
Basic property damage is $20,000

Shopping for Virginia Auto Insurance

There are many insurance companies licensed to issue VA auto insurance and to be sure you get the best rate it’s important that you get free auto insurance quotes from as many of them (if not all) as possible.

Auto insurance quotes in Virginia are free and they are required by VA auto insurance laws to give you the absolute lowest rate for your specifics (driving history, automobile type, age, geographic location with Virginia state, etc…) as well as their company history of loss/payouts.

The reason why auto insurance rates in Virginia change from 1 insurance company to the next is that each company is allowed to change their rates based on their written records of payouts/losses. So by shopping around and comparing quotes you can find the company who at that time can offer you the best rate.

That’s what Check Insurance Rates was established to do… get you quotes from ALL companies licensed to do issue auto insurance in Virginia and compare them for you so that you can select the lowest rate. Click on the auto insurance links on this page to get started!